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Better Business Bureau A+
Our Customers rated us a 4.98 out of 5 stars with the Better Business Bureau!

We put our customers first.
Here's what they say about us...

My VA refinance went smoothly and with no surprises thanks to Danny Iannarelli. Danny is a credit to his bank and profession. I was always in the loop and kept well informed of the entire process. What separates Danny and his Bank was the concern for my best interest. Veterans first at United... 

-Paul B

Amazing people to work with. Helped me out a lot Thank you.



-James K

My wife and I are so thankful to have Ryan Wolverton helping with this loan process. Ryan was extremely knowledgeable, professional, prompt, courteous and kind. It will be a pleasure to recommend Ryan and United Trust Bank to anyone who is interested in a loan. Thanks again



-Carlton M

I have to say it took a little longer, but Bryan Trundle worked with me on everything. Answered my questions and phone calls, even on his off time. I was very impressed. Thank you Bryan Trundle!!



-Nathan W

Helped me a lot was very concise and made everything easy to understand.



-John A

I went into this in a bind, my bills were a lot higher than I could handle. I contacted Trust online and my loan officer Ryan Wolverton reached out to me right away.. over the next month he kept in contact with me about every step of the loan, assisted me wherever I needed help. I would... 

-Robert W

Thank you John and United trust bank. From the start to the end you guys worked hard to make this refinance easy, quick and painless. I am grateful to actually picking up the phone and calling and not throwing the letter away. Life changing for myself and my family.



-Pedro S

I was skeptical when I received a letter in the mail about VA refinance for equity. But I called anyway. Rob Humann was my consultant. I did have my guard up for a while but he just made my girlfriend and I feel at ease. Little by little my walls came down and I actually learned from Rob... 

-Jeff C

I decided to refinance my home due to lowering my interest rate and paying off some bills. My loan officer, Robert Humann, was Awesome. He made the loan process very easy and quick. He was very friendly, patient, professional, dedicated and very compassionate of my needs. He always stayed... 

-Trudy F

I recently refinanced my VA Loan with United Trust Bank and Brandon Eberhart was my Loan Officer. I can honestly say it was the best customer service experience I have ever had. Brandon guided me through the process and responded to all my concerns without delay. Brandon thanks again for... 

-Anthony H

I would like to state that United Bank and Trust through Daniel Iannarelli have treated this veteran with respect and professionalism, to the refinance of my home. And I thank them very much.



-Rudolph V

Just closed on a VA Refi with UTB. Had the pleasure of working with Daniel Iannarelli. Highly knowledgeable and made sure I understood every step of the process. He made the whole experience smooth and quick. Highly recommend him.



-William K

I didn’t know about this bank. I happened to receive a letter in the mail. I called them, spoke to a loan officer. That was one of the best things to happen to me. He was very knowledgeable, very patient, always ready to help me. I will definitely recommend him to my family and f... 

-Lissa C

This was the best refinance experience I have ever had. I have owned three houses and have refinanced multiple times. All of them through VA programs. Rob made the process very easy. All our questions were answered. There were no surprises. Definitely will do business with them again. Thank... 

-Christopher J

I received a paper in the mail from United trust bank and I called the number they sent me to a loan officer and he helped me through my refinance. John Woodgate was great to get a hold of responded within minutes every time I needed to talk to him about something, even late at night working... 

-Joshua R

Kyle Lambert with United Trust Bank provided excellent service. He was quite professional and knowledgeable. His oversight of each step of the process proved his trustworthiness. I am grateful for his superb kindness and pleasing personality. Thank you.



-Flex I

I called to inquire about a refinance and David Collier was the one who returned my call on my refinance. He explained everything to be with each step I had to complete. He called me daily to check to see if needed anything or if I had any questions. My closing was last week (May 14,2024),... 

-Kenneth C

The young man that helped us through all of this was outstanding . He spoke with us every day to keep us updated on everything. He was also very professional and friendly. If anyone wants a great guy to work with try your best to ask for David C. He will be there for you in everyway. We... 

-Kenneth P

I had been looking for a refinance when I get a letter in the mail from United. best experience I've had. David Collier was my loan officer and he checked in every day to make sure the process went flawlessly; He answered all my questions and concerns and got me exactly what I needed. I... 

-Lauren B

David was great.  He walked us through every step of the process and everything went very well.  He was available to us whenever we needed him and we recommend him to others.  Thank you David and United Trust Bank!



-Tonya O

We are so thankful for the professionalism, efficiency, and care that Bryan Trundle put into our loan. The process was quick and easy and that was due to Bryan's efforts in making this a pleasant experience. My husband and I are very happy with the time he spent working with us and answering... 

-Jessica K

Our experience with United Trust Bank was second to none. Bryan Trundle our loan officer was very cordial, professional, and attentive. He was patient and thorough answering all of my questions. He kept the ball rolling and the process was completed in the time frame promised. There were... 

-William T

Very happy with performance and service from Danny Ianerelli during the entire process!!



-Gregory S

Thank you for all the time you spent helping me and Rick get on better ground.  Words and money help, but I've always found it's through people like you that really help it run.  God bless you and I only wish you all the best!



-Kathleen G

Excellent Mr. David Collier! It began with a search for the best person to handle our home refinance. I read the reviews about him, and I contacted him right away. It took less than a minute when he replied which started the process with passion, focus, and set on time. He put his heart,... 

-Mayriza N

Marc Mendoza, did an awesome job in handling our refinancing. He always was ready to help out with any questions or concerns that my wife and I had with the whole process. Marc Mendoza was very professional at all times. Thank you very much.



-James J

We are so grateful to have had Marc Mendoza as our loan officer, Marc Mendoza is very professional, efficient and kind. Which made our interactions with him even more pleasurable. I will highly recommend him to anyone who is looking to refinance their home. He works diligently and patiently... 

-Karen D

The whole process went flawlessly, in my opinion. The agent working with me had great communication and responded to my questions effectively and thoroughly. If you're a veteran and are wanting to consolidate, or refinance then look into United Trust Bank. For me, it was worth it.



-Alan J

We applied with united Trust for a cash out refi. We worked with Ryan Wolverton who was excellent! He is a consummate professional, very knowledgeable and worked with us to find the best option for our situation. We contacted other companies, but Ryan actually delivered the best service... 

-Angela S

Brandon Eberhart was the best! He explained everything so we understood what was happening and what was coming at us. So friendly and understanding. At no time was I uncomfortable with the process. We did close a week later than planned but at no fault of UTB but my previous mortgage company.... 

-Michele E

David Collier was very helpful and Knowledgeable, and answered all my questions in a timely manner. Very professional.



-Matthew R

To Danny Iannarelli (my loan officer). I deeply appreciate all you’ve done in getting my loan closed in less than 30 days from application. Based on my prior experiences with two different lenders, I was doubtful this could get done, even when you assured me it would. The debts have... 

-George S

If there is one professional who is most deserving of a trophy it is Mr. Daniel Iannarelli! When I became interested in a re-fi, Daniel stepped up right away. Throughout the process, I had a few bumps which I had been maintaining but seeing slow results. Daniel talked with me at length about... 

-JK C

David Collier of United Trust Bank did a great job. He contacted me everyday while undergoing the refinance process. David was very professional and knowledgeable about the VA refinancing. Thank you so much David.



-Anthony L

I'm happy to say I worked with UTB doing a VA refinance I'm happy with the way they conduct business well pleased with how he keeps me informed everything went as planned, Thank you UTB



-Lester S

Marc Mendoza is amazing. He took the ball and ran with it. He cared about our situation and did not judge us. Any time we reached out to him, he was right there to guide us. We really, really appreciate you, Marc. You went above and beyond!!! In our history of refinancing, Marc steps up... 

-Steve K

It was a pleasure working with Phil Paci who represented our mutual clients in the purchase of their home. He has exceptional knowledge in VA loans and that became critical to make this transaction a reality. Equally critical is the communication a lender provides to his clients and the... 

-Maria L

Wallace Cedeno has truly been a pleasure to work with. He has handled all forms of communication professionally, courteously and promptly. We feel fortunate to have gotten him to help us with our loan. Thank you UTB and thank you Mr. Cedeno. 



-Gary C

I found a reliable Loan Officer by the name of David Collier. David really did a fantastic job getting my VA loan refinanced. David called me every day to coordinate with me.

He sure knows the business. His experience guided me from beginning to end. David is a good asset to United... 

-Alan Gray

David really made this whole thing simple and kept me up to date on the whole process.



-Cesar Abreu

David was very helpful with the whole process of refinancing our loan. Highly recommended for other customers. This was the fastest refinance we ever did and we thank you very much.



-Sam Peck

I answered an advertisement in the mail from United Trust Bank and it was the best move I could make. When I called David Collier a Loan Officer answered the call. I explained my situation and how Bank of America made me wait 25 days and disapproved my refinancing. David immediately and... 

-William Hardy

It have been a pleasure to work with Mr Jalen Williams concerning the refinance of my house. Mr. Williams was very helpful with all the paper work, he answered all the questions, he always call us if we any doubts about the procedure, he always answered my calls. I thank Mr. Williams for... 

-Miguel Perez

Johnathan Woodgate was our contact and he was the BEST person we ever worked with. He always answered our questions in a very timely manner. I feel like he has become a trusted friend. Please thank him for us.



-Susan Allwood

I would definitely recommend United Trust Bank to anyone who is looking for someone to Refinance their home. The Loan Manager we worked with was Kyle Lambert, and he was so amazing to work with. He stayed with us for the entire loan process and not even once did he hand us over to anyone... 

-Annette Steele

Worked with UTB on a refi. Salvatore Ross was so very helpful. He explained everything step by step and even followed up. I can’t thank him enough for his kindness and support. Highly recommend.



-Richard Heaton